Car Insurance
Learn about the costs and rules on getting comprehensive insurance coverage or third party coverage for a vehicle in the Cayman Islands.
The Definitive Guide to Living & Working in Cayman the Cayman Islands
Guide to buying a car in the Cayman Islands: find new and used car dealerships and learn about pricing for popular cars in Cayman.
New car dealers · Authorised brands · Warranty · Pricing
Buying a new car in Cayman is a relatively easy process, with reputable authorised dealers across most major brands and no restrictions on the number of cars per household. Tony's Toys is the leading independent dealer, selling new (and pre-owned) vehicles alongside leasing options.
Many authorised dealers each cover a wide spread of makes and models on-island. Just a note that there are no dealers on island for Acura, Alfa Romeo, Buick, Citroën, Peugeot, or Porsche, so getting parts for these makes can be more complicated.
Pricing across new 2024 and 2025 models gives a useful sense of the market. The Suzuki Alto GL starts at CI$15,900 at the entry end, the Suzuki Grand Vitara goes for around CI$31,000, and the Honda CR-V at CI$44,900. Island favourites like the Jeep Grand Cherokee start around CI$77,900. When negotiating, ask the dealer exactly what the quoted price includes (inspection, licensing, maintenance package, and warranty terms vary). In Cayman’s resale market, light-coloured cars to sell fastest, as they stay cooler in the heat. Right-hand drive vehicles and automatic transmissions are also generally easier to resell.
Used dealers · Private sale · Valuation formula · Resale value · Logbook
Cayman has a strong used car market, with reliable pre-owned vehicles available well below new-car prices. Decent used cars start around CI$8,000. Buying through a dealer is generally safer than buying privately through sites like ecaytrade.com, as reputable dealers usually offer a three-month warranty, servicing and parts support.
Established dealers include Tony's Toys, Vampt Motors, CARS Ltd., Car City and Distinct Imports. Avis and Budget usually sell their ex-rental fleet vehicles annually, often representing good value.
Used cars in Cayman typically depreciate by around 20% in the first year and 15% annually thereafter, depending on condition, mileage and demand. Japanese and Korean brands generally hold value best. Before buying privately, confirm the seller is the registered owner and check the logbook, inspection certificate, registration status and whether any finance is outstanding. A pre-purchase inspection is strongly recommended.
EVs · Hybrids · Duty concessions · CUC charging
Cayman has seen a meaningful shift toward electric and hybrid vehicles over the past few years, driven largely by Government duty concessions designed to reduce emissions and dependence on imported fuel. As of 2024, 648 fully electric vehicles were licensed in the Cayman Islands, alongside a growing fleet of hybrids. The duty advantage is significant: full battery electric vehicles attract import duty between 0% and 15% depending on landed value, while hybrids fall between 10% and 17%, compared to traditional vehicles at 29.5% to 42%.
For new electric vehicles, LJM Energy is Cayman's dedicated dealer for Tesla and other electric makes, importing both new and pre-owned EVs. Most major dealers also stock hybrid options across their existing brand line-ups. Public charging infrastructure has expanded considerably, and home charging set up is straightforward through CUC, which offers EV-specific tariffs and rebates for installing a Level 2 home charger. If an EV or Hybrid is your next ride, just make sure to verify insurance cover and be aware of expensive battery replacement costs for older vehicles.
Find new and used cars for sale in the Cayman Islands with real-time listings, detailed filters, and up-to-date inventory to help you quickly find the perfect vehicle.
Showing 1–9 of 51 results
CI$20,500
1.5L Petrol, Automatic, Compact Sedan. This pre-owned 2025 Nissan Sunny SL is a five-seat, four-door sedan with 36,820 km on the odometer. It has a silver exterior, a two-tone interior with cloth seat upholstery, and…
CI$29,200
Pre-owned 2019 Volkswagen Golf R hatchback in white with a grey interior, available in George Town. It has a 2.0L turbo petrol engine, a 7-speed DSG automatic transmission and 4MOTION all-wheel drive, with five seats…
CI$27,700
Diesel freezer van with an insulated cargo compartment. This pre-owned 2017 Toyota Hiace Panel/Freezer is a white van with black interior and has been driven 76,000 km. It is listed in George Town. The van has a…
CI$39,500
2023 Jeep Wrangler Sport S SUV in Black ClearCoat with 65,500 km on the odometer. This pre-owned vehicle is available in George Town. Engine and drivetrain: 2.0L turbo petrol engine, 8-speed automatic transmission, and…
CI$30,900
1.5L petrol, 4-speed automatic, four-wheel drive (4WD), 15-inch alloy wheels. This brand-new 2024 Suzuki Jimny 4 Door is a compact SUV with four doors and seating for four, finished in black with a grey interior. It has…
CI$56,400
3.6L V6 engine, 8-speed automatic, 4WD, 17-inch alloys. This 2023 Jeep Wrangler Rubicon two-door SUV is new, with 78 km on the odometer. It runs on petrol and has a hard top roof. Exterior colour is blue, with a grey…
CI$78,900
2.4L diesel engine, 6-speed automatic, 4WD, and leather seats. This brand-new 2024 Toyota Landcruiser 2-door SUV has only 78 km on the odometer. Exterior and interior Donkey Brown exterior with Sand Dune interior…
CI$37,900
1.5L petrol engine, 4-speed automatic, four-wheel drive (4WD), and 18-inch alloy rims and tyres. This 2025 Suzuki Jimny 4 Door is customised and has only 30 km on the odometer. It has a red exterior, grey interior, and…
CI$28,900
New 2025 Toyota Rumion Hybrid 7 Seater with 5 km on the odometer, available in George Town. The blue exterior has a black interior. Powertrain: 1.5L hybrid engine (1500 cc), 6-speed automatic transmission, front-wheel…
Comprehensive · Third-party · Legal minimums · Quotes
Car insurance is legally required before you can license or drive a vehicle in Cayman. Driving uninsured carries penalties of up to a CI$2,000 fine, three months in prison and a 12-month licence suspension. Policies are either third-party (the legal minimum) or comprehensive. Third-party cover for a typical mid-sized car costs roughly CI$450–650 per year, while comprehensive insurance on a used car is usually around CI$850+, rising further for newer luxury vehicles. A no-claims letter from a previous insurer can reduce premiums significantly.
Insurance also affects buying decisions. Banks require comprehensive cover on financed cars, and many insurers will not fully insure vehicles over five to ten years old. Policies commonly restrict coverage to drivers aged 25–65 with at least one year of driving experience.
Learn about the costs and rules on getting comprehensive insurance coverage or third party coverage for a vehicle in the Cayman Islands.
List of the best car insurance companies and insurance brokers in the Cayman Islands to help you with your automotive insurance needs.
How to navigate roundabouts in Cayman, understand the turning lane, giving way to school buses and school zones, car seats, cell phone and more.
A guide to getting a new driving licence or converting your existing licence in the Cayman Islands.
The rules, costs and details for licensing your vehicle in the Cayman Islands. Also what to take to the DVDL office and how long they licence vehicles for.
A guide for learning to drive and useful information on the rules of the road.
Pre-purchase inspections · Logbook · Vehicle transfer · Closing checks
Before signing on any used car (and ideally on any new car too), a pre-purchase inspection is one of the cheapest forms of insurance you can buy. A qualified technician will examine the whole vehicle and its workings. Common findings in Cayman include hidden rust, spent A/C systems and signs of past flood damage from hurricane events. Most local auto repair shops offer pre-purchase inspections, typically for CI$50 to CI$150 depending on the depth of the check.
Once the inspection clears, the closing process is relatively straightforward. Confirm the seller is the registered owner by checking the logbook, and verify there's no outstanding finance against the vehicle (your bank or the dealer can run this check). Make sure the current vehicle inspection certificate is valid and that registration is up to date with no back-duty owed, since any outstanding amounts become your problem the moment ownership transfers. Insurance must be in place before going to the DVDL to arrange licensing.