The Health Insurance Act (2021 Revision), Health Insurance Commission Act (2016 Revision) and the Health Insurance Regulations (2017 Revision) provide a framework for monitoring the Cayman Islands’ health insurance industry.
The Health Insurance Act (2021 Revision) provides a framework for monitoring the Cayman Islands’ health insurance industry. The Department of Health Regulatory Services (DHRS) monitors and regulates the health insurance and healthcare industry in the Cayman Islands. They also provide assistance to the public in resolving disputes regarding the provision of health insurance and health care services. Tel: (345) 946 2084, email: HIC@gov.ky or visit www.gov.ky/dhrs.
The 2021 Census suggests that 93% of Cayman Island's residents have health insurance, which is mandatory for all residents and must be obtained through an approved insurance provider. This includes the Government-owned CINICO and several other insurers that accept both individual and group applications for healthcare coverage. In January 2022 it was estimated that 69,565 people had an active health insurance policy in the Cayman Islands, up from 65,114 in 2021.
The following companies are approved insurers in the Cayman Islands:
- Aetna Life & Casualty (Aetna) | 345-623-8621
- BAF Insurance Company (Cayman) Ltd. (BAF) | 345-949-5811
- Cayman First Insurance Company Ltd. (CFI) | 345-949-7028
- Cayman Islands National Insurance Company (CINICO) | 345-949-8101
- Coral Isle Medical Insurance (CG Britcay) | 345-949-8699
- Guardian Life of the Caribbean (GLOC) |345- 949-5836 (Vanguard Risk Solutions are the Cayman Islands agents/brokers for Guardian Life)
- Pan American Life Insurance Group (PALIG) | 345- 949-8304
- Cayman Integrated Healthcare (One Health) | 345-745-5064
For more information please see below.
