The Cayman Islands National Insurance Company (CINICO), a government-owned insurer, offers a robust suite of products, including standard health insurance, as well as comprehensive motor and home insurance. CINICO also exclusively provides first-in-market parametric coverage, ensuring automatic pay-outs after a hurricane, at no additional cost to the insured, as a standard feature of all homeowner’s policies.

For over 20 years CINICO has been a cornerstone of the Cayman Islands community. By offering motor and home insurance with the added protection of parametric coverage, in addition to its health insurance plans, CINICO fulfils its commitment to ensuring a resilient insurance sector, providing all residents with access to reliable, contemporary coverage.

With extensive industry experience across the public and private sectors, CINICO’s staff prioritises customer service at convenient locations on Grand Cayman and Cayman Brac. This is complemented by the continually expanding convenience of online access to quotes, claims information and forms on our website cinico.ky.

Homeowners Insurance & Parametric Cover
CINICO’s homeowner’s insurance, featuring innovative parametric coverage, guarantees automatic post-hurricane pay-outs without requiring a claim, and is just one of the many standard features which includes a robust suite of benefits such as:

• Property Damage
• Accidental Damage
• Alternative Accommodation
• Personal Effects
• Liability Protection
• Travel Insurance

Motor Insurance
CINICO’s motor insurance provides comprehensive benefits, including personalized coverage, 24/7 claims service, and roadside assistance. Additional value-added benefits include waived excess for both the insured and their spouse, a safe driver program, and no-claims protection, making it a valuable option for residents.

Health Insurance
CINICO provides health insurance benefits to civil servants, pensioners, seafarers, veterans, and their dependents, as well as to employees of some Statutory Authorities & Government Companies (SAGC). It also offers the legally required Standard Health Insurance Contract to all Cayman residents, and additional plans offering more enhanced coverage for individuals, couples and families. CINICO also supports all its members with medical case management services, and administers health benefits for special groups, including indigent patients, advanced cases, and seafarers and veterans who require overseas care.

Contact:
Tel: 1 (345) 949 8101
Email: info@cinico.ky
Monday-Friday: 9am-4pm
Cinico.ky

CINICO Main Office:
Maiden Place
Elgin Avenue
George Town
Grand Cayman

CINICO Cayman Brac Office:
#20 Kirkconnell Building
Kirkconnell Street
Stake Bay
Cayman Brac