All the banks on-Island offer online banking, but some are more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online.
As of May 2023, Google Pay™ is now available in the Cayman Islands. Being the first local bank to offer this payment method, Butterfield clients can make secure, contactless payments, as well as store digital cards, on their Android and WearOS devices. Users simply need to download the Google Wallet™ app from Google Play™ and add their Butterfield credit or debit card. Unfortunately, Apple Pay is still not available for local banks in the Cayman Islands.
ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM you will not be charged a withdrawal fee (other than Government’s 25¢ stamp duty charge for every withdrawal). The charge to use another bank’s ATM is CI$2-CI$3 depending on the bank, for each withdrawal. If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not.