Pensum has over 15 years of experience in international insurance including marine, aviation, commercial and private property-related insurance and health insurance for international crew members. They provide a professional service that is fast, friendly and efficient.

Pensum’s marine insurance covers a wide variety of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity.

From their location in Grand Cayman, they have access to underwriters all over the world and, in particular, can arrange US-based insurance cover, including surplus lines. When a yacht is kept in North America, US coverage can be useful and competitive, particularly where US crew members are employed.

Pensum can arrange crew health and accident coverage that is valid both when ashore and afloat, unlike traditional P&I.