Pensum has 15 years of experience in international insurance including marine, aviation, commercial and private property-related insurance and health insurance for international crew members. They provide a professional service that is fast, friendly and efficient.

On the maritime side, they can insure any vessel, not just the ones they register. Pensum’s marine insurance covers a wide variety of yachts, runabouts and other pleasure crafts as well as charter and work boats. In many cases they have achieved significant savings and are happy to quote at no cost. Typically marine insurance includes hull & machinery, protection and indemnity, cargo and crew insurances (including health and welfare) Where crewmembers are employed through a third party entity pays for cover such as crew liability.

From their location in Grand Cayman, they have access to underwriters all over the world and, in particular, can arrange US-based insurance cover, including surplus lines. When a yacht is kept in North America, US coverage can be useful and competitive, particularly where US crewmembers are employed.

Pensum can arrange crew health and accident coverage that is valid both when ashore and afloat, unlike traditional P&I.

Fax: (345) 945 1835